Business Owners Policy Insurance
Commercial insurance covers a wide assortment of business needs. Common examples include liability, workers compensation, and property insurance. However, there is also specialized commercial insurance designed to fit various specialized industry needs. From start-ups to complex risk solutions, we understand the importance of protecting your business and ensuring that you meet legal requirements for the states and companies where you operate.
Workers Compensation Insurance
Mandatory for most businesses, Workers Compensation protects your employees and your business in the event of a workplace injury. It covers an employee’s lost wages and medical treatment due to a work-related injury or illness, plus it’ll protect you from being sued for workplace conditions that result in injury or illness.
Professional Liability Insurance
Also known as Errors and Omissions insurance, this protects you and your business against a client’s claims of negligence or injury for the professional services you provide. Whether you’re at fault or not, you’re covered for your losses, attorney fees, and even court costs.
General Liability Insurance
Protect your business from claims of bodily injury, property damage, data loss, and personal injury, and the resulting related costs. However, it doesn’t protect you from everything such as claims of negligence, regardless of who’s at fault.
Commercial Auto Insurance
This helps cover the financial costs from an auto accident if you or an employee is involved in an accident. Commercial Auto insurance will cover both damaged property and medical bills. Whether you use your own car, or a fleet of vehicles to get the job done, we have a coverage option for you.
Directors and Officers Insurance
Protect your company’s directors, officers, board members, and managers from allegations of wrongdoing in regard to their leadership with the company. This liability insurance provides personal financial protection for your company’s officers and directors in the event they are personally sued.
Protection for your business from cyber-attacks with cyber insurance through CyberPolicy.com. Using a three phased approach to combat cyber threats – Plan, Prevent, and Insure – CyberPolicy.com will match you with the right coverage to protect your business in the event of a cyber-attack.